Guide hub

International Mortgages for Non-Resident Buyers

Non-residents can often obtain a mortgage abroad, but typically on stricter terms than locals: larger deposits, more documentation, and sometimes higher rates or shorter terms. Eligibility, maximum loan-to-value, and available products vary significantly by country and lender. Get an indication of what you can borrow before committing to a purchase, and confirm all figures with the lender.

Financing a purchase as a foreign or non-resident buyer is possible in many markets but works differently from a domestic mortgage. This hub explains eligibility, typical deposit requirements, documentation, and how terms differ across countries.

Mortgage availability and terms change with lender policy and market conditions, and every application is individual. Nothing here is financial advice or an offer of credit — always obtain current terms directly from lenders or a regulated broker.