Buying Property in Malta: A Complete Guide
Foreigners can buy property in Malta, though non-residents may need an Acquisition of Immovable Property (AIP) permit outside designated Special Designated Areas. Purchases run through a notary who conducts searches and registers the deed. Beyond the price, budget for stamp duty, notary, and legal fees — confirm current figures and permit requirements with a Maltese notary or lawyer.
This guide is being built out. The structure and headline answers are in place; detailed sections are still being researched and professionally reviewed.
Foreigners can buy property in Malta, though non-residents may need an Acquisition of Immovable Property (AIP) permit outside designated Special Designated Areas. Purchases run through a notary who conducts searches and registers the deed. Beyond the price, budget for stamp duty, notary, and legal fees — confirm current figures and permit requirements with a Maltese notary or lawyer.
Who can buy property in Malta
Eligibility for residents and non-residents.
AIP permits and Special Designated Areas
When an AIP permit is needed and where SDAs exempt it.
Step-by-step buying process
Promise of sale through final deed.
Transaction costs and stamp duty
Stamp duty, notary, and legal fees.
The notary and searches
The notary's role and property searches.
Financing options
Mortgage availability for buyers.
Ongoing ownership costs
Annual running costs.
Get matched with a trusted buyer's agent